Mortgage and protection advice for individuals and families across the UK. We take the time to understand your situation — then search a comprehensive range of lenders to find the right solution.
Check your credit report →An indicative estimate — speak with us for personalised advice.
For illustrative purposes only. Rates and stamp duty thresholds correct for England as at 2025. Your home may be repossessed if you do not keep up repayments on your mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Set in Stone Financial is a mortgage and protection broker committed to putting clients first. We are not tied to any single lender, and offer mortgages from a comprehensive range of lenders — so our focus is entirely on you.
Whether you are buying your first home, expanding a portfolio, or making sure your family is protected, we will guide you through every step with clarity and care.
About Us"The right structure at the right time can mean the difference between building wealth and simply servicing debt."
— Katherine, Set in Stone FinancialBook an initial consultation at a time that suits you. Initial consultations are completely free of charge. Any broker fees will be discussed in our initial consultation if applicable.
We only charge a fee for purchase mortgage applications. Everything else we do is free of charge.
We do not charge a fee for this service.
We do not charge for this service.
Including buildings and contents insurance.